DirectEmigreren
Chapter 2 of 15

Regions

Berlin, Munich, Hamburg, Cologne, Frankfurt, NRW, border area — character per region

Summary

Germany is a federal state with 16 Bundeslander (federal states), each with its own character, dialect, culture, and even its own laws. The difference between living in Bavaria and Berlin is at least as great as between Groningen and Limburg in the Netherlands. This chapter describes the key regions for Dutch emigrants: character, costs, employment, and quality of life.

What you need to know

North Rhine-Westphalia (NRW) — The border region

Cities: Dusseldorf, Cologne, Bonn, Aachen, Munster, Dortmund, Essen Character: NRW is the most populous state (18 million inhabitants) and the most popular region for Dutch people. The Ruhr area is industrial, Dusseldorf is cosmopolitan, Cologne is cozy and relaxed, Munster is Germany's cycling capital. The Rhineland (Cologne, Bonn, Dusseldorf) has an open, jovial culture that appeals most to the Dutch. Rent: EUR 8-14 per sqm (Dusseldorf/Cologne), EUR 5-9 per sqm (Ruhr area)

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1. Why Germany?

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Knowledge Base

Glossary
  • Anmeldung (Address Registration)

    The mandatory address registration at the Bürgeramt within 14 days of moving. Without Anmeldung you cannot open a bank account, sign an employment contract or pay taxes in Germany.

  • Meldebescheinigung (Registration Certificate)

    Proof of your Anmeldung. You need this document for almost everything: bank account, tax number, health insurance, employment contract. Keep it safe!

  • Bürgeramt (Citizens Office)

    The citizens office where you register your address, request identity documents and handle other administrative matters. Always make an appointment — without a Termin you will not be served.

  • Steuer-ID (Tax Identification Number)

    Your personal tax identification number, automatically assigned after your Anmeldung. Your employer needs this number. It arrives by mail — takes 2-4 weeks.

  • Finanzamt (Tax Office)

    The local tax office. Here you register as a taxpayer, file your Steuererklärung (tax return) and handle all fiscal matters. Much can be done online via ELSTER.

  • Krankenversicherung (Health Insurance)

    Health insurance is mandatory in Germany. Choose between gesetzliche (public: TK, AOK, Barmer) or private Krankenversicherung. Employees earning under ~€69,300/year must be publicly insured.

  • Schufa (Credit Score Agency)

    The German credit information agency. Your Schufa score determines whether you get a rental apartment, can get a phone contract or a loan. Build your score by opening a German bank account and paying bills on time.

  • Rundfunkbeitrag (Broadcasting Fee)

    The mandatory broadcasting fee of €18.36/month per household. Everyone with a registered address must pay, regardless of whether you watch TV or listen to radio.

  • Wohnungsgeberbestätigung (Landlord Confirmation)

    A confirmation from your landlord that you live at the address. This document is required for your Anmeldung. Your landlord is legally required to provide it within 2 weeks.

  • Aufenthaltstitel (Residence Permit)

    The residence permit for non-EU citizens. EU citizens do not need to apply for an Aufenthaltstitel, but must register via the Anmeldung.

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